Tips and Chips

How to Live on Minimum Wage

세모가 되면 늘 겪는 일상 중의 하나가 ‘새해계획’이다.
새해는 좀 검소하게, 비물질적으로, 정서적으로 살면 어떨까~

검소하게 사는 방법에 대한 기사 하나를 건져서 읽어본다.

http://www.wikihow.com/Live-on-Minimum-Wage

기사에 나온 팁팁팁~

  • Live Without a Car. A car is a giant money suck. There’s no ifs, ands, or buts about it, if you’re working minimum wage, your car is killing you. Ditch the car – get whatever cash you can from it. Then choose a place to live where you can get to work by foot or by bicycle. In a small town, it’s pretty easy to reach any other place in the town (and many places in the nearby countryside) on foot or by bicycle, and it’s something that people often do to cut corners.
  • Find the free stuff. In towns of any size, there are resources available for the impoverished, from free dinners at churches to food giveaways to soup kitchens. Look around for the free stuff and use it – it’s there for everyone to utilize. When you must spend money, be as frugal as possible. Ramen is very cheap, filling, and full of carbs, for example.
  • Be Humble. Pride often keeps people from walking into a soup kitchen. Don’t let it. That kind of pride is an obstacle ground into you by a life in a consumerist society. People who are there to help you want to help you stand on your own two feet – give them that opportunity. Look for every opportunity to help you with your situation, from consulting to WIC to Medicaid to welfare. If you don’t know where to start, start off by asking a pastor or a clergyman for help.
  • Minimize your required commitments. Repaying debts? Call the creditors and explain your situation and ask for an abatement. This won’t get rid of your debt, but it can minimize your requirements for the time being. If you have children that you simply can’t support, look for opportunities to help you with that burden – your family is a great place to start, for example. Don’t saddle yourself with burdens heavier than you can carry or you’ll do nothing but collapse. You don’t become strong by carrying 500 pounds of weight on your back – you become strong by learning how to carry ten pounds, then adding more as you go along.
  • Take every side opportunity you can. There are all sorts of little opportunities to make more money if you pay attention. Doing things like helping someone shingle a roof for $10 an hour cash is an opportunity you can’t let pass by. Free meals? Take them. Twenty bucks for helping an old man clean out his garage? Do it. Ask around for odd jobs and other small-scale moneymaking opportunities – perhaps even get started on your own “handyman” business.
  • Minimize your possessions. There are a lot of reasons for doing this. The biggest one is that the more stuff you have, the more money you’ve wasted. Also, fewer possessions mean that you need less room to live. If all of your worldly possessions (clothes included) fit in a single Rubbermaid tub – that’ll make it extremely easy to actually live in someone’s living room for a while, if you need to. Sell items you don’t need. Amazon is a great place to post your items for free: you don’t pay anything to list your items, but Amazon will take a commission (about 15% of the sale price, plus $2.34) from whatever you make on your item.
  • Better yourself. Even if you aren’t in a place to make more money just yet, learning a new skill ormeeting new people only increases your chances to be ready when the opportunity comes.
  • Try to save as much money as possible. Rethink all your purchases: Do I really need this? Could I possibly get it at a better price? Could I possibly use something else instead that costs less? Buy what you need, not what you want.
  • Simplify your life. You will be a much happier person.
  • Grow your own food. You can grow a significant portion of your food, condiments, and healing herbs yourself very cheaply and for a few hours work a week. If you don’t have a backyard, many areas have garden allotments available for those who sign up. You can even grow food in containers, on the floor, in window boxes, in hanging baskets, and in ‘window farms’. Common seeds are cheap. Or, take home and plant such items as potatoes and herbs from the natural foods supermarket. Many will grow quite well at home because they don’t have growth inhibiting chemical additives.
  • Discuss your money-saving strategies with your significant other and be sure he or she agrees and is willing to do the same things you do. Money difficulties can be one of the biggest stressors in a relationship, so it is best to work together.
Advertisements

Top 10 WordPress Plugins

http://www.toptenz.net/top-10-wordpress-plugins.php

If you like Toptenz.net you can thank the wonderful content management system we use which makes this site possible. WordPress. You may know it better as a blogging software application which houses many of your favorite sites, or you may use it yourself to share your personal thoughts or even a few top 10 lists of your own.

One of the many reasons we like using WordPress is the ability to add functionality to your site through the addition of plugins. There are literally thousands of plugins to choose from, so making this list of only 10 is a bit adventerous and bound to get many differing opinions of which WordPress plugins are really in the top 19. In any case, we present a good starting point for most bloggers using WordPress who aren’t sure which plugins to choose.

10. WP FollowMe

WP FollowMe is a wordpress plugin that allows you to add a twitter “Follow me” badge on your wordpress blog. It’s a beautifully elegant way to add a Twitter badge to your site. You can customize virtually everything about the badge – the colors, the font, and even the Twitter icon. This is a very simple plugin and that is the beauty of it. It’s the best Twitter badge and gets the most click throughs from any Twitter badge we’ve found.

Visit WP FollowMe Twitter Plugin

9. Wickett Twitter Widget

To help build up a following on Twitter, one thing you want to do is broadcast your tweets in as many ways as possible. The Wickett Twitter Widget is an awesomely simple way to get your most recent tweets on your WordPress site. It installs as a sidebar widget and you can specify the number of tweets to display and whether or not you want to hide “reply” tweets. There are several other Twitter related plugins, but this one makes the top ten list because of it simplicity and elegance. You go to a lot of trouble to find interesting links and comments and so it is great to be able to share your tweets on your blog.

Visit Wickett Twitter Widget

8. WP Logic

Perhaps a tad technical, but well worth mentioning, the WP Logic plugin gives every widget an extra control field called “Widget logic” that lets you control the pages that the widget will appear on. Suppose you have a WordPress site that acts as both your main website as well as your blog and you only want to show your blog categories on your “posts” and not on your “pages” – it’s easy to do with this plugin. This is one of those plugins where your friends will be saying, “Wow! How did you do that?”

Visit Widget Logic

7. Page Mash

This is a simple WordPress page management plugin. The Ajax interface allows you to drag-and-drop the pages into the order you like, modify the page structure by dragging a page to become a child or parent and toggle the page to be hidden from output. You can also see the id of the page which is often helpful for theme developers. If you have a WordPress site with more than just a handful of pages, PageMash is extremely helpful.

Visit PageMash simple WordPress page order management.

6. All in One SEO Pack

The All in One SEO Pack plugin automatically optimizes your WordPress blog for Search Engine by allowing you to fine tune things like your page title and meta tags. This plugin is extremely easy to use as it works great straight out of the box. If you are an advanced user, you can customize virtually everything. And if you are a developer, this plugin has an API so your themes can access and extend the functionality of the plugin.

Visit All in One SEO Pack

5. Google XML Sitemaps

Perhaps the most downloaded WordPress plugin, the Google XML Sitemaps plugin not only automatically creates a site map linking to all your pages and posts, it also notifies Google, Bing, Yahoo, and Ask.com when you make changes to you site. If you want to include pages that are part of your site but not part of you WordPress managed content, you can do that to./p>

Visit Google XML Sitemaps Generator

4. WP Super Cache

If you have a popular WordPress website you should seriously consider running WordPress Super Cache to improve the performance of your website. If you are not caching your pages, then every time a visitor comes to your site, WordPress has to pull together various pieces of information out of a database to put your page together. If you have a high traffic site, this is can really become a problem. WP Super Cache will store a copy of each of the pages on your website so that after the page has been assembled from the database once, WordPress can rest and just keep serving the static html copy of the page. This might be a bit techie, but the idea is you can dramatically speed up your site and reduce the load on your server by using WP Super Cache. If for no other reason, use this plugin so you don’t have to panic when your friend says, “I just Dugg your site.”

Visit WP Super Cache to make WordPress faster

3. NextGEN Image Gallery

If you want to display a photo gallery, show a series of product images, or just publish a slide show from your most recent vacation, the NextGEN image gallery is the plugin for you. NextGEN Gallery is a full integrated Image Gallery plugin for WordPress with a Flash slideshow option. Among the many features, NextGEN Gallery includes a thumbnail generator, sortable albums, and a water mark function. There are also plenty of add-ons as well including the NextGEN FlashViewer and NextGEN ImageFlow.

Visit NextGEN Image Gallery

2. cformsII Form Plugin

If your looking for a free form management plugin, cformsII is an extremely powerful plugin for setting up contact forms on your WordPress site. You don’t need to know any PHP or write any code. You can visually build forms in the WordPress admin panel. Then, navigate to the page or post where you want to use the form and there is a button in the WYSIWYG editor that you click and up pops a list of forms that you have made. Simply click on the one you want and your form is inserted into your page. Update your page and you the form is live. You can specify required fields, default values, and there are plenty of styles to make your form blend in perfectly with your site.

Visit cformsII WordPress Form Plugin

1. Gravity Forms

If you want the best forms plugin WordPress has to offer, you need Gravity Forms. Gravity Forms is an amazing plugin for managing online forms. Some of the incredibly useful features include conditional form fields which means you can show or hide a field or entire sections of the form based on a value selected in another field. You can pre-populate form fields using querystring, shortcode, function or hooks.You can even schedule when forms are available by assigning a start date and end date for when your form is live on your site. Supposed you want to run a contest where the first 50 people that fill out the form win a prize. Gravity Forms lets you set a limit on the number of entries a form can receive. Pretty much anything you ever wanted a form to do, Gravity Forms can do it.

Visit Gravity Forms

Written by Lee Blue, a WordPress plugin developer, who has written is own top plugin, PHPurchase. Looking to add a shopping cart to your WordPress site, try out the plugin – see details below.

PHPurchase WordPress Ecommerce Shopping Cart

Since this plugin can actually make you money, it get’s the #1 spot. PHPurchase let’s you sell anything you want, digital products or physical products. It is incredibly simple to use and the support and documentation is great. There are screencast tutorials to help you get set up and if you run into any trouble, the developers are very responsive and often available via live chat. PHPurchase stands out from the other ecommerce plugins because it let’s you use WordPress, and all of the other plugins on this list, to configure your online store exactly the way you want it. PHPurchase is very easy to use and extremely flexible WordPress e-commerce shopping cart.

Visit PHPurchase the WordPress Ecommerce Shopping Cart Plugin

Sent from BlackBerry®

Rain Gutters as Cable Management Tools

We’re all about creative cable management here at Lifehacker, so we were instantly drawn to reader Seandavid010‘s rain-gutter cable management setup.

Granted, you can find other cord-wrangling solutions, like the one I used when I made my cordless workspace, but the rain gutter approach yields impressive results. Sean was nice enough to send in his entire step-by-step, so here goes (everything below was written by Sean):

I recently purchased a new table from IKEA to use as a computer desk. I liked it because it was really long and narrow (78″x23″) and would work perfectly for my wife and I. The problem I ran into was that I didn’t want a bunch of cords and cables hanging down behind the table. Having that would ruin the new ‘clean’ aesthetic I was going for.

So I decided that I needed to find some solution to this cable-clutter problem. I looked at some of the commercial solutions available, but they all either seemed rather expensive, or they didn’t really fit my needs very well. I had remembered reading somewhere about somebody using ordinary vinyl rain gutters in some way (I think they used bungee cords to suspend them from the underside of the table) but I couldn’t really find anything to help me out, so I decided to try to solve it myself.

So I went out and purchased a 10 foot length of vinyl rain gutter and cut it to size. I also bought two end caps and four hangars (used to nail the gutter to the side of your house) and some fasteners. I figured I’d drill up into the bottom of the table, and drive in the lag screws. Then I’d attach them to the threaded hooks with joiner nuts, and hang the rain gutters from those. Easy. Job one, however, was to cut a notch in the gutter so it would fit around the middle leg of the table. Job two was to drill a hole in the hangars to attach the hooks. I also fitted the holes with rubber grommets to cut down on any excess noise they might produce.

After that, it was just a simple matter of doing a dry-fit:

Using the hangars to suspend the length of gutter turned out to be a good idea, since they can slide back and forth, meaning fitting it together was really easy.

Here’s my workspace before I began the project. It’s not really terrible, but it just all felt really pieced together. A flimsy computer desk and a plastic folding table shoved together with all those cables hanging down there. Besides not looking great, it was actually a pain to clean down there, and dust tended to accumulate.

And here’s the after shot:

Notice: no cables hanging down. Everything – my power strips, wireless router, cable modem, usb cables and chargers for two Macbooks is all tucked away nice and clean underneath. The best part is that you can’t even see it unless you’re looking for it.

Nice and tidy. The table is also really great. It came unfinished, and I liked the color and texture so much that I just had a big piece of glass cut to go on top. The only problem is that now my mouse won’t work anymore. Any good tips on making my own (visually appealing) mousepad? I’d appreciate it.

Anyways, the total cost for the project came in at just over $30 and only took about two hours to complete.

Send an email to Adam Pash, the author of this post, at tips+adam@lifehacker.com.

DIY Beauty Dish Enhances Your Portraits

Beauty dishes are great flash modifiers for portrait photographs, but even a cheap model will set you back at least $100. Skip it—a surprisingly effective DIY beauty dish costs less than $20.

The F-Stops Here photography blog posts a project by David Tejada that combines a plastic salad bowl, en empty CD spindle, a plastic downspout attachment for a gutter, and a $3 convex mirror from an automotive store. The result is a thrifty beauty dish with incredibly polished looks. While he built his specifically for his Nikon SB-800 flash, his design would work well with any large flash and can be easily modified for smaller rigs. If you’re unfamiliar with the benefits of a beauty dish, take a look at the sample portraits at right that he took of himself with and without the dish attached to his flash. If you build the dish and want more flexibility with flash placement, research how to extend your flash cord using Ethernet to give yourself more creative room.

DIY Beauty Dish [The F-Stops Here]

Create a Flash Diffuser Using An Empty Cigarette Packet

The right flash can make or break your shot. Unfortunately, not all built-in flashes are created equal. DIY web site Instructables demonstrates how to create a worthy on-the-spot flash diffuser using an empty cigarette packet.

The key tip is to remove the foil from inside the pack, then reverse it so the shiny side is facing inwards before reinserting the reversed foil. Play around with the angle of the packet’s lid and the position of the box as needed to secure the best shot.

And if you find yourself in front of the lens, check out our previous post on how to be more photogenic.

Make a DIY Photography Light Box with K’Nex

Lightboxes aren’t just for the professionals any longer. Using them to illuminate your Craigslist and eBay listings can help make a sale, and amateur photogs can get professional-looking shots with one. Create your own using K’nex and a little know how.

At first the idea of using our favorite childhood toy to make a light box may feel slightly silly, but the slim design of the pieces would be beneficial in keeping unwanted shadows or darkness out of your final photograph. Plus, it’s a fabulous excuse to bust out the toy box again. Here’s what you’ll need:

Hit the full post on DIY weblog Spin Hand Spun for all the assembly details, including how to grommet your fabric to encase your structure.

Do you use a light box to give your photographs a professional touch (maybe a simple cardboard one perhaps)? Share your expertise in the comments.

K’Nex Lightbox Tutorial [Spin Hand Spun via Craftzine]

Send an email to Sarah Rae Trover, the author of this post, at tips@lifehacker.com.

Create Studio Quality Photos Using Natural Light

You don’t need a blockbuster budget to get high-quality light for your portraits. By coaxing the sun to help in your photographic endeavors, you can create stunning portraits on a tiny budget.

If you don’t have the indoor space for a studio or a budget to furnish it, you can combine a basic studio setup with the power of the sun. That’s precisely what photographer Alexis Godschalk did when he needed to shoot on a shoestring budget. She explains:

One day a friend of mine approached me about photographing his band. He had just gotten new management and wanted to make the band band look pro. He started by showing me some photography he liked and we started talking about what could and could not be done. One of the shots he like was a clean shot with dramatic lighting again a black background. I told him that would be tough but I’d try, and so we did.

Not having a studio or lighting I started getting creative and went into the garage to see what I had. I had a couple of ladders, string, clamps, 8′ pole, a black bed sheet and some tape. I decided to shoot outside in my front yard and use sun light. I knew that I wanted to reflect light so I bought a couple of sheets of 2″x4″ white foam-board from the local hardware store. After getting my things together I was ready to go try it out.

The combination of a dark background and foam-board to bounce the light where she wanted it yielded excellent studio-quality results at a fraction of the money she’d have spent on a single off-camera flash. For more information about her setup and technique, including a parts list, check out the guide below. Have a few budget-conscious photography tips of your own? Share them in the comments below.

Shooting Portraits like a Pro on a Budget [Digital Photography School]

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.